Now that I’m in high school juggling responsibilities like school, work, friends and family, college applications, and pandemic stress, I still take refuge in books. I often turn to stories that work through a struggle or theme I’m dealing with in my own life. They give me a safe space to reflect and process, help me gain perspective, and make me feel understood"
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THE MOST IMPORTANT DECISIONS YOU WILL MAKE - CHOOSING YOUR “TRUE FRIENDS”
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Congratulations on accumulating a YUGEEE portion of your retirement money in a 401-K! As you approach retirement you need to decide what to do with YOUR HARD EARNED MONEY, currently sitting in one or more 401K Plans. This is a nice problem to have! SOME OPTIONS FOR AFTER RETIREMENT Keep your money in your 401-K Plan(s).Roll into an IRA or a ROTH IRA and convert to Exchange Traded Funds (ETFs), to lower fees.There ...
Read MoreLast week reader’s question- is it too late to invest in FANG? My Response- {Keep reading}, DO YOUR RESEARCH, but it is not too late. Lets start by defining “FANG”. I believe Jim Cramer created this acronym. It stands for Facebook, Amazon (many ask why not Apple), Netflix and Google (which changed it’s name to Alphabet to emphasis the company is multi-dimensional). How often do you use the above four companies? ...
Read MoreOne of my readers asked - how do you create a budget without a steady income? This is a reality for millions of people: Uber and Lyft Drivers, College Students, Commission Sales, Part Time Employees and many other self employed people. Approximately, 15 million Americans are self-employed, and have income that comes in at different times and different amounts. So how do you create a budget when you do not know ...
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