IT IS ALL ABOUT LEARNING; IT IS NOT ABOUT SCHOOL {GUEST AUTHOR – Deborah L. Grubbe, PE, CEng}

    Last week I discussed the critical importance of financial literacy.  Continuing the importance of learning, I asked a good friend, Deb Grubbe, for her thoughts.   By: Deborah L. Grubbe, PE, CEng   “I sat in a class of 50 kids for my total 8 years of Catholic education.   The size of the classroom and the rank of the system means absolutely nothing if the student is disciplined, the teachers are devoted, and ...

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AN ACHIEVABLE SOLUTION TO THE RACIAL EQUALITY GAP

  Recent weeks activities have included: Peaceful protest, Violence, Looting, Property Destruction, Lynching of statues (I don’t get that one) a Black Lives Matter, so called leader, stated “If we do not get the changes we demand, we will burn this government down”, and the popular Defund the Police.  So far, every action has resulted in ZERO change and I expect that to be the case this time next year.   One action ...

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LEARNING TO MANAGE YOUR BUDGET LEADS TO WEALTH!

  Najee Hannigan, a 26-year old entrepreneur from Philadelphia, encouraged his friends and cousins to put aside $50 a week so that they could all collectively invest in something big. Two years later, they have successfully accumulated enough money to purchase their first own real estate property.  THE POWER OF BUDGETING!  They will also use budgeting to manage renovation cost and successfully rent this property.  Congratulations Majee Hannigan and friends.   2020’S UGLY ...

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MISSING IN ACTION BLACK FATHERS AND RACIAL INEQUALITIES

This has been a tough week.  Peaceful protestors; Criminals looting and damaging businesses and properties; Two Police officers killed, and hundreds wounded; Social media overflowing with words, pictures, slogans.  So far, the only solution I have heard widely articulated is defund the Police. IF BLACK LIVES MATTER, DEFUNDING THE POLICE IS THE WORSE IDEA I HAVE HEARD THIS WEEK Chicago demonstrates the results when you inadequately fund the Police.  Chicago’s ratio of Police ...

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UNIVERSITY OF CALIFORNIA IS DROPPING THE SAT AND ACT STANDARIDIZED TEST FOR POLITICAL REASONS.  A DECISION THAT WILL HARM MINORITY AND ALL STUDENTS!

  CONTRIBUTING AUTHOR – BILL POWERS; Author of The Pharm House & The Torch is Passed http://authorbillpowers.com   The University of California (UC) decided to eliminate the SAT and ACT as an admissions criterion because the standardized tests were deemed to be discriminatory against minorities. UC failed to explain or even address how Asians appear to be immune to the discriminatory effects of the SAT/ACT. The school setup a committee to identify a possible “non-discriminatory” replacement ...

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FREE WEALTH BUILDING GPS – REQUIRED NOW MORE THAN EVER BEFORE!

  I admit my wife has a MUCH better sense of direction than I.   My apologies for embarrassing all husbands. When Garmin came out with a GPS, I immediately purchased one and I fell in love. You put in your destination and the computer figures out the best route.  You specify scenic, fastest route. interstate or few tolls, etc.  We can tailor our journeys while all arriving at OUR destination.  A wealth ...

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THE NEED FOR EMERGECNY SAVINGS – MORE IMPORTANT TODAY THAN EVER!

  Shortly after starting my career, I read most likely I would work for ten companies.  I thought that ridiculous and arrogantly laughed. My last employer was my 10th – NOT so funny anymore.  I was laid off four times during the course of my career. When I look back at the career “crisis” I faced, I realize we really use the word crisis too loosely.  On a scale of 1-10 my ...

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COMING OUT OF COVID-19 AND RETURNING TO “NORMAL” SHOULD BE A NON-STARTER – OUR KID’S AND GRANDKIDS’ LIVES DEPEND ON GETTING SOMEPLACE BETTER

  CHICAGO ONCE HAD THE COURAGE TO REBUILD    In 1871, the citizens of Chicago used a devastating crisis that left 300 dead, destroyed over 17,000 buildings, covering 3.5 square miles, and caused damage of over $200 million (nearly $4 billion today) to rebuild a much greater city.  A year before the great fire, Chicago was the fifth largest city in America. Just two decades after the fire, it was the second largest. ...

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WAKING FROM THE COVID-19 NIGHTMARE – BETTER, RICHER AND SMARTER!

Successful people have much more than talent. They have a drive to continuously learn new things and strengthen themselves.  As we come out of this COVID-19 nightmare, your ability to add new skills and competencies will be SUPER important, because there will be fewer jobs. JOBS HAVE AND WILL BE PERMANENTLY ELIMINATED   Ten to twenty percent of restaurants will simply not reopen. When restaurants do reopen with social distancing as the ...

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COVID-19 HAS KILLED NUMEROUS “ESSENTIAL WORKERS” – AMERICA’S EMPLOYEES ARE NOT DISPOSABLE!

For over 30 years, I worked in the field of Environmental, Health and Safety. My responsibility - to protect the lives and health of thousands of employees in several countries. COVID-19 reminds me daily of the critical importance of protecting human life.  I have seen and experienced too many occasions where company’s placed PROFIT OVER PEOPLE.  That prioritization may benefit a company in short term results. But, I have watched Fortune ...

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