IT IS ALL ABOUT LEARNING; IT IS NOT ABOUT SCHOOL {GUEST AUTHOR – Deborah L. Grubbe, PE, CEng}

    Last week I discussed the critical importance of financial literacy.  Continuing the importance of learning, I asked a good friend, Deb Grubbe, for her thoughts.   By: Deborah L. Grubbe, PE, CEng   “I sat in a class of 50 kids for my total 8 years of Catholic education.   The size of the classroom and the rank of the system means absolutely nothing if the student is disciplined, the teachers are devoted, and ...

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AN ACHIEVABLE SOLUTION TO THE RACIAL EQUALITY GAP

  Recent weeks activities have included: Peaceful protest, Violence, Looting, Property Destruction, Lynching of statues (I don’t get that one) a Black Lives Matter, so called leader, stated “If we do not get the changes we demand, we will burn this government down”, and the popular Defund the Police.  So far, every action has resulted in ZERO change and I expect that to be the case this time next year.   One action ...

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LEARNING TO MANAGE YOUR BUDGET LEADS TO WEALTH!

  Najee Hannigan, a 26-year old entrepreneur from Philadelphia, encouraged his friends and cousins to put aside $50 a week so that they could all collectively invest in something big. Two years later, they have successfully accumulated enough money to purchase their first own real estate property.  THE POWER OF BUDGETING!  They will also use budgeting to manage renovation cost and successfully rent this property.  Congratulations Majee Hannigan and friends.   2020’S UGLY ...

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MITCH DANIELS, PRESIDENT PURDUE UNIVERSITY, TIMELY COMMENCEMENT ADDRESS

Mitch Daniels, is President Purdue University and served as the 49th Governor of Indiana, from 2005 to 2013.  I wrote about Mr. Daniels, successful efforts to freeze tuition in 2019. PURDUE GOING ON EIGHT YEARS WITHOUT A TUITION INCREASE- PROVING IT IS ACHIEVABLE  https://wealthbuildingpowers.com/2019/05/11/purdue-going-on-eight-years-without-a-tuition-increase-proving-it-is-achievable/ Purdue University will freeze tuition for the 9th straight year, holding it at 2012 levels through 2021-2022.  Fifty-nine percent of Purdue West Lafayette students graduated debt-free in 2018-2019, compared ...

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MISSING IN ACTION BLACK FATHERS AND RACIAL INEQUALITIES

This has been a tough week.  Peaceful protestors; Criminals looting and damaging businesses and properties; Two Police officers killed, and hundreds wounded; Social media overflowing with words, pictures, slogans.  So far, the only solution I have heard widely articulated is defund the Police. IF BLACK LIVES MATTER, DEFUNDING THE POLICE IS THE WORSE IDEA I HAVE HEARD THIS WEEK Chicago demonstrates the results when you inadequately fund the Police.  Chicago’s ratio of Police ...

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RELEVANT TODAY – DR. MARTIN LUTHER KING, JR’S, 1963 LETTER FROM THE BIRMINGHAM JAIL

The inhumane and unjust circumstances surrounding the death of George Floyd, in Minneapolis, left many in our country, regardless of color, feeling sorrow, shame and anger. Over the weekend we witnessed both grief and anger displayed.  There have been thousands of acts of vandalism and stealing against businesses that were in some cases hundreds of miles from Minneapolis. IN HIS OWN WORDS:  DR. MARTIN LUTHER KING JR. King’s famous 1963 “Letter from ...

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UNIVERSITY OF CALIFORNIA IS DROPPING THE SAT AND ACT STANDARIDIZED TEST FOR POLITICAL REASONS.  A DECISION THAT WILL HARM MINORITY AND ALL STUDENTS!

  CONTRIBUTING AUTHOR – BILL POWERS; Author of The Pharm House & The Torch is Passed http://authorbillpowers.com   The University of California (UC) decided to eliminate the SAT and ACT as an admissions criterion because the standardized tests were deemed to be discriminatory against minorities. UC failed to explain or even address how Asians appear to be immune to the discriminatory effects of the SAT/ACT. The school setup a committee to identify a possible “non-discriminatory” replacement ...

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FREE WEALTH BUILDING GPS – REQUIRED NOW MORE THAN EVER BEFORE!

  I admit my wife has a MUCH better sense of direction than I.   My apologies for embarrassing all husbands. When Garmin came out with a GPS, I immediately purchased one and I fell in love. You put in your destination and the computer figures out the best route.  You specify scenic, fastest route. interstate or few tolls, etc.  We can tailor our journeys while all arriving at OUR destination.  A wealth ...

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THE NEED FOR EMERGECNY SAVINGS – MORE IMPORTANT TODAY THAN EVER!

  Shortly after starting my career, I read most likely I would work for ten companies.  I thought that ridiculous and arrogantly laughed. My last employer was my 10th – NOT so funny anymore.  I was laid off four times during the course of my career. When I look back at the career “crisis” I faced, I realize we really use the word crisis too loosely.  On a scale of 1-10 my ...

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COMING OUT OF COVID-19 AND RETURNING TO “NORMAL” SHOULD BE A NON-STARTER – OUR KID’S AND GRANDKIDS’ LIVES DEPEND ON GETTING SOMEPLACE BETTER

  CHICAGO ONCE HAD THE COURAGE TO REBUILD    In 1871, the citizens of Chicago used a devastating crisis that left 300 dead, destroyed over 17,000 buildings, covering 3.5 square miles, and caused damage of over $200 million (nearly $4 billion today) to rebuild a much greater city.  A year before the great fire, Chicago was the fifth largest city in America. Just two decades after the fire, it was the second largest. ...

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