2020 WAS THE RIGHT TIME TO INCREASE MY REAL ESTATE PORTFOLIO BY $1 MILLION

  COVID - 19 has drastically reduced tax revenues while also increasing the expenditures of: Cities, Counties, States and the Federal Government.  So what are the plans to close the Billions in gaps?  Look in the mirror!  Politicians tend to stick to their tried and true option of RAISING OUR TAXES.   In anticipation of high taxes climbing and the escalating violence in some cities; thousands of homeowners are fleeing the highest ...

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ANYONE CAN BUY STOCKS – READ THIS IF YOU WANT TO MAKE MONEY!

  Since the March crash, the stock market is on a bull run and new investors are jumping in the pool!  Just in March 2020, more people opened an account with E-Trade than all of 2019!  Several of you have asked my advice on buying individual stocks. A STOCK PRICE CAN DO THREE THINGS:  Go Up Stay Flat Go Down. You and I want to invest in companies whose shares are going up.  ...

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BUYING FRACTIONAL SHARES CAN MAKE OR LOSE YOUR HARD-EARNED MONEY

  Both major and small brokerage firms, such as Fidelity and Charles Schwab now permit the purchase of fractional shares. A fractional share purchase allows you to buy a small portion of a stock, with as little as $5.00. Meaning you can own a fraction of an expensive stock like Amazon or Tesla.  {Not recommending these stocks!}    BROKERAGE FIRMS ALLOWING FRACTIONAL SHARE PURCHASES BROKERAGE TRADING FEES ACCOUNT MINIMUMS and MINIMUM SIZED FRACTIONAL SHARES Charles Schwab $0/trade $5.00 minimum ...

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INVESTING IN STOCKS IS COLOR BLIND – WHAT IS STOPPING YOU?

    Albert Einstein stated, “Compound interest is the 8th wonder of the world. He who understands it, (the financially literate) earns it; he who doesn't, pays it.”   Compounding normally refers to a bank account, and generally means you will collect interest on your money. Moreover, compounding also applies to other investments such as real estate and stock ownership. Example- On January 2, 2020, you purchased one share of Powers, Inc., at a price of ...

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MISSING IN ACTION BLACK FATHERS AND RACIAL INEQUALITIES

This has been a tough week.  Peaceful protestors; Criminals looting and damaging businesses and properties; Two Police officers killed, and hundreds wounded; Social media overflowing with words, pictures, slogans.  So far, the only solution I have heard widely articulated is defund the Police. IF BLACK LIVES MATTER, DEFUNDING THE POLICE IS THE WORSE IDEA I HAVE HEARD THIS WEEK Chicago demonstrates the results when you inadequately fund the Police.  Chicago’s ratio of Police ...

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UNIVERSITY OF CALIFORNIA IS DROPPING THE SAT AND ACT STANDARIDIZED TEST FOR POLITICAL REASONS.  A DECISION THAT WILL HARM MINORITY AND ALL STUDENTS!

  CONTRIBUTING AUTHOR – BILL POWERS; Author of The Pharm House & The Torch is Passed http://authorbillpowers.com   The University of California (UC) decided to eliminate the SAT and ACT as an admissions criterion because the standardized tests were deemed to be discriminatory against minorities. UC failed to explain or even address how Asians appear to be immune to the discriminatory effects of the SAT/ACT. The school setup a committee to identify a possible “non-discriminatory” replacement ...

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THE NEED FOR EMERGECNY SAVINGS – MORE IMPORTANT TODAY THAN EVER!

  Shortly after starting my career, I read most likely I would work for ten companies.  I thought that ridiculous and arrogantly laughed. My last employer was my 10th – NOT so funny anymore.  I was laid off four times during the course of my career. When I look back at the career “crisis” I faced, I realize we really use the word crisis too loosely.  On a scale of 1-10 my ...

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COMING OUT OF COVID-19 AND RETURNING TO “NORMAL” SHOULD BE A NON-STARTER – OUR KID’S AND GRANDKIDS’ LIVES DEPEND ON GETTING SOMEPLACE BETTER

  CHICAGO ONCE HAD THE COURAGE TO REBUILD    In 1871, the citizens of Chicago used a devastating crisis that left 300 dead, destroyed over 17,000 buildings, covering 3.5 square miles, and caused damage of over $200 million (nearly $4 billion today) to rebuild a much greater city.  A year before the great fire, Chicago was the fifth largest city in America. Just two decades after the fire, it was the second largest. ...

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COVID-19 HAS KILLED NUMEROUS “ESSENTIAL WORKERS” – AMERICA’S EMPLOYEES ARE NOT DISPOSABLE!

For over 30 years, I worked in the field of Environmental, Health and Safety. My responsibility - to protect the lives and health of thousands of employees in several countries. COVID-19 reminds me daily of the critical importance of protecting human life.  I have seen and experienced too many occasions where company’s placed PROFIT OVER PEOPLE.  That prioritization may benefit a company in short term results. But, I have watched Fortune ...

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