THE NEED FOR EMERGECNY SAVINGS – MORE IMPORTANT TODAY THAN EVER!

  Shortly after starting my career, I read most likely I would work for ten companies.  I thought that ridiculous and arrogantly laughed. My last employer was my 10th – NOT so funny anymore.  I was laid off four times during the course of my career. When I look back at the career “crisis” I faced, I realize we really use the word crisis too loosely.  On a scale of 1-10 my ...

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COMING OUT OF COVID-19 AND RETURNING TO “NORMAL” SHOULD BE A NON-STARTER – OUR KID’S AND GRANDKIDS’ LIVES DEPEND ON GETTING SOMEPLACE BETTER

  CHICAGO ONCE HAD THE COURAGE TO REBUILD    In 1871, the citizens of Chicago used a devastating crisis that left 300 dead, destroyed over 17,000 buildings, covering 3.5 square miles, and caused damage of over $200 million (nearly $4 billion today) to rebuild a much greater city.  A year before the great fire, Chicago was the fifth largest city in America. Just two decades after the fire, it was the second largest. ...

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COVID-19 HAS KILLED NUMEROUS “ESSENTIAL WORKERS” – AMERICA’S EMPLOYEES ARE NOT DISPOSABLE!

For over 30 years, I worked in the field of Environmental, Health and Safety. My responsibility - to protect the lives and health of thousands of employees in several countries. COVID-19 reminds me daily of the critical importance of protecting human life.  I have seen and experienced too many occasions where company’s placed PROFIT OVER PEOPLE.  That prioritization may benefit a company in short term results. But, I have watched Fortune ...

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SHOULD YOU PAY OFF DEBT OR SAVE AND INVEST?

      RULE # 1:   If your debt interest rate is higher than your targeted investment return, than prioritize paying off debt.  Place your money where it does the most good. https://wealthbuildingpowers.com/2018/04/05/four-steps-to-achieve-financial-freedom-by-becoming-debt-free/ If you want to invest in the S&P 500 ETF, which averages about eight to ten percent annual returns you should prioritize paying off HIGH INTEREST credit card debt which can be as high as ~30%. The good news, student loan interest ...

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DO BLACKS LAG WHITES IN FINDING GOOD JOBS AND BUILDING WEALTH IN 2019?

You have to decide how you’re going to show up in life,” she said. “I’ve used some of my differences as a way to stand out and to hopefully count and matter — and hopefully create an opportunity for others.” Her advice to those who may want to follow in her footsteps: “Be confident in your own ideas.” “Be brave,” she said. “Bravery is not the absence of fear, it is overcoming ...

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