$ WEALTH BUILDING POWERS

by Powers Investments Management, LLC January 5, 2026
FINANCIAL LITERACY

🧾 Lifetime Roadmap To Wealth

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy/competency blog, and it does not provide specific investment recommendations.    🧾 One Sheet to Rule Your Wallet: Lifetime Financial Plan Screenshot Start now, retire rich. Seriously—this one-sheet could be your golden ticket to millionaire status (and early beach days). 💸 The Basics Screenshot Kill credit card debt monthly. Interest is a villain—don’t let it win. Save 20% of your after-tax income. Can’t hit 20% yet? Trim the fluff and work your way ...

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by Powers Investments Management, LLC December 29, 2025
FINANCIAL LITERACY

Celebrating Progress: Black Americans & Financial Literacy

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.     Let’s be real: Black Americans still rank at the bottom in education, employment, income, and more. But we’ve come a long way—and that deserves celebration. In 1940, a staggering 87% of Black Americans lived below the poverty line. By 2023, that number dropped to under 18%. Among Black married couples, the ...

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by Powers Investments Management, LLC December 22, 2025
FINANCIAL LITERACY

Learn from Mistakes: The Path to Financial Success

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Hard Work; Never Give Up; Make the Right Choices; Fix Your Own Errors; Treat People Kindly Muhammad Ali Hard Work - I Never Met a Successful Person Who Did Not Earn It! I was at my favorite store, Costco, and noticed a young man I often see working there. He is a dedicated hard worker. The ...

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by Powers Investments Management, LLC November 24, 2025
FINANCIAL LITERACY , SAVINGS

Wealth Building Secrets: Cultivating Confidence for Success

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.     Wealth isn’t just about income — it’s about allocation. Here’s how high-net-worth individuals typically structure their portfolios: 🧠 Confidence: The Invisible Currency Wealthy people don’t just have money — they have belief. They walk into rooms and take the head seat at the table, believing they belong. They expect opportunity. They act from a place of deservedness, not scarcity. They ...

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by Powers Investments Management, LLC November 17, 2025
FINANCIAL LITERACY

Creating Wealth Is Just Another Game – But First Learn The Rules!

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.    🏈Fumbled Fortunes: Why Wealth Is Just Another Game You’ve Gotta Learn to Play Picture this: a teenager who’s never seen a TV is plopped in front of an NFL game. She watches in wide-eyed confusion as a swarm of oversized men crash into each other like caffeinated rhinos. There’s a weirdly ...

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by Powers Investments Management, LLC November 10, 2025
FINANCIAL LITERACY , INVESTMENTS , MENTORS , SAVINGS

Every Life Must Matter!

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   Was BLM More Than A Catchy Slogan? I’ve been criticized for not publicly supporting Black Lives Matter. Not because I don’t care about Black lives—of course I do—but because I’ve questioned what the movement could/would deliver. Years after the slogan swept across headlines and BLM was painted on the streets of ...

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by Powers Investments Management, LLC October 20, 2025
FINANCIAL LITERACY

From Monopoly to Real Life Millions!

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Learning Wealth-Building Strategies - One Game At A Time!  Playing Monopoly was a fun and easy way to learn the art of investing and financial literacy.  Unfortunately, many treat this as just a game and walk away from the board, no better informed.   Let’s examine a typical losing strategy. Losing Strategy You sit down to play Monopoly, but instead ...

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by Powers Investments Management, LLC October 13, 2025
FINANCIAL LITERACY

Let’s Talk About – Every Kid Does Not Require College To Be Successful 

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Prefer audio - click below:  A Myth Putting Too Many in Useless Debt  The message has been the same for years: go to college, or you will be a broke man walking.  Universities that have been increasing tuition at a rate two to three times the inflation rate perpetuate this lie.  Even worse, many politicians (speaking of ...

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by Powers Investments Management, LLC September 15, 2025
FINANCIAL LITERACY

Teaching CJ the Wealth-Building-Powers of Compounding

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   A friend's grandson, CJ, was born on April 21, 2025.  So, let’s start building his future education fund!  No time to waste! CJ’s Education Funds Total deposits = $65,700.  Depending on the average return rate, CJ could have between $ 99,000.00 and $130,000.00 for education or other expenses. Building CJ’s Financial Literacy  CJ's Sketch When old enough, involve CJ in contributing to his savings and ...

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by Powers Investments Management, LLC September 12, 2025
FINANCIAL LITERACY , MENTORS

6,500% Gain on Nvidia: A Long-Term Investment Strategy – Today’s Deep Dive Podcast:

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy/competency blog, and it does not provide specific investment recommendations.   Click to Play Podcast:  Podcast created with Alphabet’s Notebook LM. 6,500% Gain on Nvidia: A Long-Term Investment Strategy Today’s podcast shares my investment philosophy through the lens of my2016 Nvidia stock purchase. My reasoningincludes key factors like strong leadership, long-term product demand, market dominance, and aggressive research and development. I also recommended the stock ...

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