Regardless if you are a Doctor, Physical Therapist, Landscaper, etc., the average American spends almost 70% of after tax dollars on just three items: Housing, Transportation and Food. We save on average, four percent. This lack of savings is a recipe for future Titanic size disaster. You will struggle to help your kids attend college or trade school. You will possibly be unable to pay for your Housing, Transportation, ...
Read MoreOne of my readers asked - how do you create a budget without a steady income? This is a reality for millions of people: Uber and Lyft Drivers, College Students, Commission Sales, Part Time Employees and many other self employed people. Approximately, 15 million Americans are self-employed, and have income that comes in at different times and different amounts. So how do you create a budget when you do not know ...
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