Disclaimer: Good Day, Readers. The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations. When we talk about poverty, most people think of financial metrics—low income, minimal savings, and limited net worth. However, poverty doesn’t just manifest in bank accounts. It shows up in health outcomes like obesity and diabetes. It appears in classrooms, where educational achievement is lagging. It appears in communities where opportunity seems out of ...
Read MoreDisclaimer: Good Day, Readers. The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations. Wealth isn’t just about income — it’s about allocation. Here’s how high-net-worth individuals typically structure their portfolios: 🧠 Confidence: The Invisible Currency Wealthy people don’t just have money — they have belief. They walk into rooms and take the head seat at the table, believing they belong. They expect opportunity. They act from a place of deservedness, not scarcity. They ...
Read MoreDisclaimer: Good Day, Readers. The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations. 🏈Fumbled Fortunes: Why Wealth Is Just Another Game You’ve Gotta Learn to Play Picture this: a teenager who’s never seen a TV is plopped in front of an NFL game. She watches in wide-eyed confusion as a swarm of oversized men crash into each other like caffeinated rhinos. There’s a weirdly ...
Read MoreDisclaimer: Good Day, Readers. The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations. Was BLM More Than A Catchy Slogan? I’ve been criticized for not publicly supporting Black Lives Matter. Not because I don’t care about Black lives—of course I do—but because I’ve questioned what the movement could/would deliver. Years after the slogan swept across headlines and BLM was painted on the streets of ...
Read MoreBy Spending Your Retirement Savings Now, You May End Up Relying On The Very People You’re Trying To Help.
Disclaimer: Good Day, Readers. The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations. Your retirement savings aren’t just financial assets—they’re your future lifeline. Before you dip into them, even for your children, ask yourself: Who will support you if you need financial assistance later? If you spend your nest egg now, you may end up relying on the very people you’re trying to help. ...
Read MoreDisclaimer: Good Day, Readers. The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations. Welcome to the game show: The Wild World of Career Choices, where passion meets practicality, and sometimes the winner is wearing steel-toe boots. Screenshot Let’s face it — the decision to pursue college, trade school, or a certification often feels like choosing between three mystery doors on a game show. A Success Story Years ago, a ...
Read MoreDisclaimer: Good Day, Readers. WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations. Learning Wealth-Building Strategies - One Game At A Time! Playing Monopoly was a fun and easy way to learn the art of investing and financial literacy. Unfortunately, many treat this as just a game and walk away from the board, no better informed. Let’s examine a typical losing strategy. Losing Strategy You sit down to play Monopoly, but instead ...
Read MoreDisclaimer: Good Day, Readers. WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations. Prefer audio - click below: A Myth Putting Too Many in Useless Debt The message has been the same for years: go to college, or you will be a broke man walking. Universities that have been increasing tuition at a rate two to three times the inflation rate perpetuate this lie. Even worse, many politicians (speaking of ...
Read MoreDisclaimer: Good Day, Readers. WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations. Autonomous Vehicles Are Approaching - Place Your Bets! Autonomous Vehicles Waymo and Tesla are the leading U.S. Autonomous Vehicle Manufacturers Waymo: Operates fully autonomous (Level 4) vehicles in select cities, utilizing lidar, radar, and cameras. Fully driverless taxis in Phoenix and San Francisco, emphasizing safety and redundancy. Their strength lies in precision, safety, and a cautious, geofenced rollout ...
Read MoreDisclaimer: Good Day, Readers. WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations. A friend's grandson, CJ, was born on April 21, 2025. So, let’s start building his future education fund! No time to waste! CJ’s Education Funds Total deposits = $65,700. Depending on the average return rate, CJ could have between $ 99,000.00 and $130,000.00 for education or other expenses. Building CJ’s Financial Literacy CJ's Sketch When old enough, involve CJ in contributing to his savings and ...
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