Celebrating Progress: Black Americans & Financial Literacy

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.     Let’s be real: Black Americans still rank at the bottom in education, employment, income, and more. But we’ve come a long way—and that deserves celebration. In 1940, a staggering 87% of Black Americans lived below the poverty line. By 2023, that number dropped to under 18%. Among Black married couples, the ...

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Dunbar High School – From Good To A “Ghetto” School

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog focuses on financial literacy and competency, and it does not provide specific investment recommendations.    From Good To Great To “Ghetto” Thomas Sowell, an alum of Dunbar High, is a renowned American economist, social theorist, and political commentator known for his influential work in economic history, race relations, and public policy.  Raised in Harlem, New York, Sowell overcame early hardships to earn degrees from Harvard (BA), ...

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Building Wealth: The Role of Two-Parent Households

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   When we talk about poverty, most people think of financial metrics—low income, minimal savings, and limited net worth.  However, poverty doesn’t just manifest in bank accounts.  It shows up in health outcomes like obesity and diabetes.  It appears in classrooms, where educational achievement is lagging.  It appears in communities where opportunity seems out of ...

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Wealth Building Secrets: Cultivating Confidence for Success

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.     Wealth isn’t just about income — it’s about allocation. Here’s how high-net-worth individuals typically structure their portfolios: 🧠 Confidence: The Invisible Currency Wealthy people don’t just have money — they have belief. They walk into rooms and take the head seat at the table, believing they belong. They expect opportunity. They act from a place of deservedness, not scarcity. They ...

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6,500% Gain on Nvidia: A Long-Term Investment Strategy – Today’s Deep Dive Podcast:

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy/competency blog, and it does not provide specific investment recommendations.   Click to Play Podcast:  Podcast created with Alphabet’s Notebook LM. 6,500% Gain on Nvidia: A Long-Term Investment Strategy Today’s podcast shares my investment philosophy through the lens of my2016 Nvidia stock purchase. My reasoningincludes key factors like strong leadership, long-term product demand, market dominance, and aggressive research and development. I also recommended the stock ...

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Racial Disparities in Youth Violence: A Podcast Insight

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy/competency blog, and it does not provide specific investment recommendations.   Click to play:  Podcast created with Alphabet’s Notebook LM. Today’s podcast presents a strong argument against policies that reduce police presence, asserting they lead to a tragic increase in violence, particularly affecting Black children and teens. The podcast highlights stark racial disparities in gun deaths, noting that homicide is the leading cause of death ...

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Yes, You Need A Designated “Hell NO Wingman”! 

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   Last week, I watched two billionaires—President Trump and Elon Musk, the world’s richest man—go head-to-head on social media. A digital battle of “Mine’s bigger than yours.” Looked like they were filming a reality TV Show from the West Wing! I’m betting neither has a Designated “Hell No Wingman”!  Someone who can look ...

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60 Years of Financial Wisdom: Key Lessons – Today’s Deep Dive Podcast

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy/competency blog, and it does not provide specific investment recommendations.   Click to play: 60 Years Of Wealth Building Lessons!  Podcast created with Alphabet’s Notebook LM. Today’s podcast shares my financial literacy lessons. It emphasizes the importance of making wise life choices, such as selecting a supportive spouse and delaying significant life steps, like starting a family, until one is financially stable. Education and competency ...

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