$ WEALTH BUILDING POWERS

by Powers Investments Management, LLC November 24, 2025
FINANCIAL LITERACY , SAVINGS

Wealth Building Secrets: Cultivating Confidence for Success

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.     Wealth isn’t just about income — it’s about allocation. Here’s how high-net-worth individuals typically structure their portfolios: 🧠 Confidence: The Invisible Currency Wealthy people don’t just have money — they have belief. They walk into rooms and take the head seat at the table, believing they belong. They expect opportunity. They act from a place of deservedness, not scarcity. They ...

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by Powers Investments Management, LLC March 24, 2025
REAL ESTATE INVESTMENTS

The U.S. Has Built Millions Too Few Homes – But You Can Still Buy!

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.     Solutions for Middle-Class Homebuyers Amidst the Real Estate Prices Crisis Peter Thiel {see below link} summarizes why people struggle to buy a home. The US has consistently built too few homes almost every year since the housing bust got rough in 2007. Homeownership is still the best investment for legacy wealth. Over the past five years, ...

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by Powers Investments Management, LLC August 12, 2024
REAL ESTATE INVESTMENTS

2024 Strategies For My Daughter to Combat Rising Mortgage and Housing Costs

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   YES, YOU STILL CAN BUY A HOME IN TODAY'S TRYING/CRYING TIMES Photo by Karolina Kaboompics on Pexels.com When I sold our Illinois home in 2023, we had a 2.67% interest rate.  Millions of homeowners fortunate enough to have a similar rate feel forced to stay put versus accept today’s seven percent mortgage.  We were blessed not to need ...

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by Powers Investments Management, LLC June 24, 2024
gray and brown boat traveling on man made river
RETIREMENT

YOUR $2.5 MILLION 401-K ROAD MAP – WORK, STRATEGY AND MOST OF ALL COMMON SENSE!

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.     Photo by Anna Nekrashevich on Pexels.com Maximizing Your 401-k Most Americans will not achieve a $2.5 Million 401-K balance.  We are NOT MOST PEOPLE! About 69% of employees have access to retirement plans through their employer, BUT 25% chose not to contribute one dollar!  Eight percent only save their company’s default amount, on average, about six percent. Twenty-four percent contribute ...

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by Powers Investments Management, LLC November 29, 2018
RETIREMENT

DO YOU FEEL SECURE ABOUT RETIREMENT?

What is the one thing we do not want to happen in retirement? I say death, but as this is an investment and finance blog- RUNNING OUT OF MONEY! Financial professionals recommend to maintain your current lifestyle in retirement, you need about 70-90% of your FINAL income, EACH YEAR. If your retirement final income is $100,000 you need $70,000 to $90,000 annual income. Because of the extension of life expectancy and ...

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