This AZ HomePlus Home Buyer Down Payment Assistance Program will bridge most buyers to homeownership by eliminating the down payment obstacles.
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REAL ESTATE INVESTMENTS
WANT TO SAVE THOUSANDS $$$$$$$ ON YOUR NEW HOME PURCHASE? IMPROVE YOUR FICO SCORE! {NEW HOME BUYERS -PART TWO OF SIX}
A great credit score saves you tens of thousands of dollars!
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REAL ESTATE INVESTMENTS
STRATEGIES FOR FIRST-TIME BUYERS TO AFFORD A HOME IN TODAY’S MARKET {NEW HOME BUYERS -PART ONE OF SIX}
Home prices have soared like a Space X rocket (not the April 2023 explosion), increasing by 1,608% since 1970, while inflation increased by 644%
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FINANCIAL LITERACY , INVESTMENTS
WHAT DOES IT MEAN TO BE A FAIR-MINDED CRITICAL THINKER? – CRITICAL THINKING SERIES – PART 8
In this column, we will consider the attributes of a Fair-minded Critical Thinker and what one needs to consider to avoid thinking in a self-centered fashio
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FINANCIAL LITERACY , INVESTMENTS
THINKING IS DRIVEN BY QUESTIONS, NOT ANSWERS – PART 5 CRITICAL THINKING SERIES: WHAT QUESTIONS DO THE BEST CRITICAL THINKERS ASK?
n this column we will explore a means by which you can conduct a self-assessment and begin the process of improving your ability to learn as a student and as an employee.
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FINANCIAL LITERACY , INVESTMENTS
CRITICAL THINKING SERIES PART 4: – A SELF ASSESSMENT OF YOUR LEVEL OF THINKING AND LEARNING
n this column we will explore a means by which you can conduct a self-assessment and begin the process of improving your ability to learn as a student and as an employee.
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A $400,000 mortgage payment at three percent is ~$1,686.42 per month. That same mortgage costs ~$2,398.20 per month at six percent interest. The doubling of the mortgage interest rate increases the payment by $711.78 EVERY MONTH, or a 42.21% increase. The average American family cannot afford that significant increase.
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"When I buy a stock, I don't care if they close the stock market tomorrow for a couple of years because I'm looking to the business, Coca-Cola {Apple, Amazon, etc.) or whatever it may be, to produce returns for me in the future. Now, if I care whether the stock market is open tomorrow, then to some extent, I'm speculating because I'm thinking about whether the price is going to ...
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FINANCIAL LITERACY , WEALTH BUILDING POWERS
RELAX ALREADY, YES INFLATION IS HIGHER THAN IN THE PAST 13 YEARS, BUT IT’S TRANSITORY!
Transitory means not permanent or temporary. Now why these big brains cannot bring themselves to say temporary, is beyond me. For Americans who need to purchase little things like food, gas, pay rent and utilities, kids' clothing and shoes, etc., this "temporary" inflation is taking HARD-EARNED MONEY many Americans simply do NOT have!. This "temporary" inflation significantly HARMS our most vulnerable Americans.
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Can you answer these six basic financial questions? Most people answer only two questions correctly. Let's see how well you do. Basic Financial Literacy Questions These six questions on credit history, net worth, interest rates and student loans were developed by Annamaria Lusardi, Director of the Global Financial Literacy Excellence Center (GFLEC) at The George Washington University. They were included as part of a survey conducted by education company, EVERFI, which found in prior research ...
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