$ WEALTH BUILDING POWERS

by Powers Investments Management, LLC July 18, 2025
FINANCIAL LITERACY

For 40 Million Americans Living In Poverty, Affirmative Action and DEI Type Programs Failed! We NEED Common-Sense, Effective Solutions. – Today’s Deep Dive Podcast:

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   Click to play: We NEED Common-Sense, Real Solutions. - Today's Deep Dive Podcast:  Podcast created with Alphabet’s Notebook LM. Affirmative Action and DEI Type Programs Failed to Lift Millions Out of Poverty! We NEED Common-Sense, Effective Solutions. Today’s podcast focuses on addressing poverty and economic inequality in America by promoting financial ...

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by Powers Investments Management, LLC July 14, 2025
FINANCIAL LITERACY

Teach Your Kids to Read or to Live in Poverty.

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Read to Your Children: Give Them A Better Future! Click below if you prefer the audio version. Barak Obama When my beautiful daughter was a baby, I became her Audible app—no batteries required, chocolate preferred.  I read countless children’s books to her, many thoughtfully chosen by her grandmom, a retired schoolteacher.  Growing up in a home filled with avid ...

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by Powers Investments Management, LLC July 11, 2025
FINANCIAL LITERACY

The Black Wealth Gap: 350 Years And Counting -Today’s Deep Dive Podcast:

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Click to play: The Black Wealth Gap: 350 Years And Counting!  Podcast created with Alphabet’s Notebook LM. The Black Wealth Gap: 350 Years And Counting! Today’s podcast/blog emphasizes the persistent financial struggles faced by African Americans, who have historically ranked last in household income for centuries. Factors like slavery and racism have contributed to this ...

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by Powers Investments Management, LLC July 7, 2025
FINANCIAL LITERACY

What If I Had Been Born White?

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.  For Those Preferring Audio, Click Below: A common question when I was a kid: Have you ever wished to be white? In my teens and 20s, I answered YES, it would be easier. Growing up, I vividly remember seeing signs that said “Colored” and “White Only,” as if the doors themselves ...

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by Powers Investments Management, LLC June 30, 2025
FINANCIAL LITERACY

For 40 Million Americans Living In Poverty, It is NOT About Politics – They Need Real Solutions!

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Creating Better Opportunities for Americans Warren Buffett tap danced from day one: “The womb from which you emerge determines your fate to an enormous degree for most of the eight billion people in the world. Americans living in poverty are not divided by Democrat or Republican. Poverty is about the struggles affecting millions of Americans ...

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by Powers Investments Management, LLC June 27, 2025
FINANCIAL LITERACY

3 Essential Questions Before College Investment – Today’s Deep Dive Podcast

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Click to play:  Podcast created with Alphabet’s Notebook LM. THREE CRITICAL QUESTIONS - BEFORE INVESTING IN COLLEGE. Today’s blog/podcast blog offers financial literacy guidance concerning college education. It encourages prospective students to critically assess the necessity of a four-year degree, suggesting alternatives and emphasizing the importance of selecting a major with strong job prospects and financial ...

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by Powers Investments Management, LLC June 23, 2025
FINANCIAL LITERACY

Imagine Being Dead Last In Household Income For 350+ Years!

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.     Click below to listen to the audio version: The Black Wealth Gap: 350 Years And Counting! African Americans Remain Dead Last in Household Income! For nearly 350 years, the racial and economic gaps have essentially been constant for African Americans, always trailing behind other ethnic groups. Yes, slavery, Jim Crow, Redlining, and racism contributed to our ...

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by Powers Investments Management, LLC June 16, 2025
FINANCIAL LITERACY

Headed to College, First Answer Three Questions  

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   Prefer audio - click below. First Question The first question: Do you need to attend a four-year college?  Many people complete college, and their job prospects are often similar to those of a high school graduate.  Others drop out, saddled with tens of thousands of dollars in debt and nothing else to show for ...

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by Powers Investments Management, LLC June 13, 2025
MENTORS

Today’s Deep Dive Podcast: Ronald McNair: Astronaut, Role Model and Amazing!

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Click to play:  Podcast created with Alphabet’s Notebook LM. Ronald McNair: Astronaut and Role Model Today’s role model features the life and legacy of astronaut Ronald McNair. It discusses McNair's overcoming of racial barriers to pursue education and his eventual achievements as a physicist and NASA astronaut. The article emphasizes McNair's enduring impact despite his tragic death ...

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by Powers Investments Management, LLC June 9, 2025
FINANCIAL LITERACY

Debt Free Versus A Mortgage: What’s the Best Financial Move?

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.     Is it better to borrow $300,000 for a home purchase and keep Your Money Invested?   Let’s compare the two scenarios.  Assumptions You have $300,000.00 invested in the market You have sufficient cash to put down 20% Targeting a property worth no more than $500,000.00 Mortgage interest rate assuming worst case today: Seven Percent Scenario 1: Cost of Mortgage Loan Details: $300,000, 7% ...

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