Disclaimer: Good Day, Readers. The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations. Prefer audio - click below. First Question The first question: Do you need to attend a four-year college? Many people complete college, and their job prospects are often similar to those of a high school graduate. Others drop out, saddled with tens of thousands of dollars in debt and nothing else to show for ...
Read MoreDisclaimer: Good Day, Readers. WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations. Is it better to borrow $300,000 for a home purchase and keep Your Money Invested? Let’s compare the two scenarios. Assumptions You have $300,000.00 invested in the market You have sufficient cash to put down 20% Targeting a property worth no more than $500,000.00 Mortgage interest rate assuming worst case today: Seven Percent Scenario 1: Cost of Mortgage Loan Details: $300,000, 7% ...
Read MoreSimple, straightforward strategies that everyday Americans use to retire with several million dollars.
Read MoreHistorically, Caltech required applicants to have completed high school calculus, physics, and chemistry courses. However, the university has eliminated these prerequisites in response to concerns about the unfairness of these requirements for students from less advantaged backgrounds. I
Read MoreRetirement has transitioned from pensions, savings, and Social Security {S.S.} to a few pensions, at-risk S.S., and, worst case, 100% dependence on your savings.
Read Moren this column we will explore a means by which you can conduct a self-assessment and begin the process of improving your ability to learn as a student and as an employee.
Read Moren this column we will explore a means by which you can conduct a self-assessment and begin the process of improving your ability to learn as a student and as an employee.
Read MoreCaught in the Trap: How Skyrocketing College Tuition is Crippling Students’ Futures
I worry about the younger generation facing mounting college loan debt. Many failed to earn a degree, or worse, graduated with an almost meaningless piece of paper that yields jobs paying less than Amazon warehouse employees..
Read MoreAll over the world, adult children support their parents and families when they have the means. But this significantly impacts the personal finances and wealth accumulation of those burdened.
Read MoreREBUILDING – NOT DESTROYING – THE BLACK FAMILY SHOULD BE THE TOP PRIORITY FOR PEOPLE WHO CARE ABOUT RACE AND EQUALITY.
n this column we will explore a means by which you can conduct a self-assessment and begin the process of improving your ability to learn as a student and as an employee.
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