ARE YOU WORRIED ABOUT THE STOCK MARKET JANUARY DECLINES?

"When I buy a stock, I don't care if they close the stock market tomorrow for a couple of years because I'm looking to the business, Coca-Cola {Apple, Amazon, etc.) or whatever it may be, to produce returns for me in the future. Now, if I care whether the stock market is open tomorrow, then to some extent, I'm speculating because I'm thinking about whether the price is going to ...

Read More

BUYING FRACTIONAL SHARES CAN MAKE OR LOSE YOUR HARD-EARNED MONEY

  Both major and small brokerage firms, such as Fidelity and Charles Schwab now permit the purchase of fractional shares. A fractional share purchase allows you to buy a small portion of a stock, with as little as $5.00. Meaning you can own a fraction of an expensive stock like Amazon or Tesla.  {Not recommending these stocks!}    BROKERAGE FIRMS ALLOWING FRACTIONAL SHARE PURCHASES BROKERAGE TRADING FEES ACCOUNT MINIMUMS and MINIMUM SIZED FRACTIONAL SHARES Charles Schwab $0/trade $5.00 minimum ...

Read More

THE NEED FOR EMERGECNY SAVINGS – MORE IMPORTANT TODAY THAN EVER!

  Shortly after starting my career, I read most likely I would work for ten companies.  I thought that ridiculous and arrogantly laughed. My last employer was my 10th – NOT so funny anymore.  I was laid off four times during the course of my career. When I look back at the career “crisis” I faced, I realize we really use the word crisis too loosely.  On a scale of 1-10 my ...

Read More

COMING OUT OF COVID-19 AND RETURNING TO “NORMAL” SHOULD BE A NON-STARTER – OUR KID’S AND GRANDKIDS’ LIVES DEPEND ON GETTING SOMEPLACE BETTER

  CHICAGO ONCE HAD THE COURAGE TO REBUILD    In 1871, the citizens of Chicago used a devastating crisis that left 300 dead, destroyed over 17,000 buildings, covering 3.5 square miles, and caused damage of over $200 million (nearly $4 billion today) to rebuild a much greater city.  A year before the great fire, Chicago was the fifth largest city in America. Just two decades after the fire, it was the second largest. ...

Read More

COVID-19 HAS KILLED NUMEROUS “ESSENTIAL WORKERS” – AMERICA’S EMPLOYEES ARE NOT DISPOSABLE!

For over 30 years, I worked in the field of Environmental, Health and Safety. My responsibility - to protect the lives and health of thousands of employees in several countries. COVID-19 reminds me daily of the critical importance of protecting human life.  I have seen and experienced too many occasions where company’s placed PROFIT OVER PEOPLE.  That prioritization may benefit a company in short term results. But, I have watched Fortune ...

Read More

THE S&P 500 REBOUNDED 25% IN THREE WEEKS –  BUT THE WORSE MAY NOT BE OVER 

    Good Morning Readers! Wishing you all a belated Happy Easter; Happy Passover; and a WONDERFUL WEEK! Has the stock market bottomed? Covid-19 has caused over 100,000 global deaths and tens of millions are unemployed in the U.S.  The U.S. lost more than 16 million jobs over the past three weeks which is ~10% of our overall workforce. The number filing for unemployment benefits last week totaled more than 6 million, tying a ...

Read More