HOW TO HONOR THE SPIRIT OF CHRISTMAS WITHOUT INCREASING YOUR DEBT LOAD

    THE YUCK GIFTS How many of you admit to regifting?   You know the gifts when you open a package and your first thought can never be uttered in front of your Mom. So you flip it over a few times trying to guess what’s in the package when you finally come across the name tag and AH HA, you were right.  It’s from your in law!  Meanwhile you sent him or her a $60 ...

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