$ WEALTH BUILDING POWERS

by Powers Investments Management, LLC January 5, 2026
FINANCIAL LITERACY

🧾 Lifetime Roadmap To Wealth

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy/competency blog, and it does not provide specific investment recommendations.    🧾 One Sheet to Rule Your Wallet: Lifetime Financial Plan Screenshot Start now, retire rich. Seriously—this one-sheet could be your golden ticket to millionaire status (and early beach days). 💸 The Basics Screenshot Kill credit card debt monthly. Interest is a villain—don’t let it win. Save 20% of your after-tax income. Can’t hit 20% yet? Trim the fluff and work your way ...

Read More
by Powers Investments Management, LLC December 29, 2025
FINANCIAL LITERACY

Celebrating Progress: Black Americans & Financial Literacy

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.     Let’s be real: Black Americans still rank at the bottom in education, employment, income, and more. But we’ve come a long way—and that deserves celebration. In 1940, a staggering 87% of Black Americans lived below the poverty line. By 2023, that number dropped to under 18%. Among Black married couples, the ...

Read More
by Powers Investments Management, LLC November 24, 2025
FINANCIAL LITERACY , SAVINGS

Wealth Building Secrets: Cultivating Confidence for Success

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.     Wealth isn’t just about income — it’s about allocation. Here’s how high-net-worth individuals typically structure their portfolios: 🧠 Confidence: The Invisible Currency Wealthy people don’t just have money — they have belief. They walk into rooms and take the head seat at the table, believing they belong. They expect opportunity. They act from a place of deservedness, not scarcity. They ...

Read More
by Powers Investments Management, LLC November 17, 2025
FINANCIAL LITERACY

Creating Wealth Is Just Another Game – But First Learn The Rules!

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.    🏈Fumbled Fortunes: Why Wealth Is Just Another Game You’ve Gotta Learn to Play Picture this: a teenager who’s never seen a TV is plopped in front of an NFL game. She watches in wide-eyed confusion as a swarm of oversized men crash into each other like caffeinated rhinos. There’s a weirdly ...

Read More
by Powers Investments Management, LLC November 10, 2025
FINANCIAL LITERACY , INVESTMENTS , MENTORS , SAVINGS

Every Life Must Matter!

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   Was BLM More Than A Catchy Slogan? I’ve been criticized for not publicly supporting Black Lives Matter. Not because I don’t care about Black lives—of course I do—but because I’ve questioned what the movement could/would deliver. Years after the slogan swept across headlines and BLM was painted on the streets of ...

Read More
by Powers Investments Management, LLC November 3, 2025
FINANCIAL LITERACY , INVESTMENTS , MENTORS , SAVINGS

By Spending Your Retirement Savings Now, You May End Up Relying On The Very People You’re Trying To Help.

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   Your retirement savings aren’t just financial assets—they’re your future lifeline. Before you dip into them, even for your children, ask yourself: Who will support you if you need financial assistance later? If you spend your nest egg now, you may end up relying on the very people you’re trying to help. ...

Read More
by Powers Investments Management, LLC October 27, 2025
FINANCIAL LITERACY

💰 Who Knew Mowing Lawns Could Out-Earn A College Degree?

Disclaimer: Good Day, Readers.  The WealthBuildingPowers blog is a financial literacy and competency blog, and it does not provide specific investment recommendations.   Welcome to the game show:  The Wild World of Career Choices, where passion meets practicality, and sometimes the winner is wearing steel-toe boots. Screenshot Let’s face it — the decision to pursue college, trade school, or a certification often feels like choosing between three mystery doors on a game show.  A Success Story Years ago, a ...

Read More
by Powers Investments Management, LLC October 20, 2025
FINANCIAL LITERACY

From Monopoly to Real Life Millions!

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Learning Wealth-Building Strategies - One Game At A Time!  Playing Monopoly was a fun and easy way to learn the art of investing and financial literacy.  Unfortunately, many treat this as just a game and walk away from the board, no better informed.   Let’s examine a typical losing strategy. Losing Strategy You sit down to play Monopoly, but instead ...

Read More
by Powers Investments Management, LLC September 22, 2025
INVESTMENTS

The U.S. vs China: Whose Autonomous Driving Technology Is Winning?

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   Autonomous Vehicles Are Approaching - Place Your Bets! Autonomous Vehicles Waymo and Tesla are the leading U.S. Autonomous Vehicle Manufacturers Waymo: Operates fully autonomous (Level 4) vehicles in select cities, utilizing lidar, radar, and cameras. Fully driverless taxis in Phoenix and San Francisco, emphasizing safety and redundancy. Their strength lies in precision, safety, and a cautious, geofenced rollout ...

Read More
by Powers Investments Management, LLC September 15, 2025
FINANCIAL LITERACY

Teaching CJ the Wealth-Building-Powers of Compounding

Disclaimer: Good Day, Readers.  WealthBuildingPowers blog is a financial literacy/competency blog and does not provide specific investment recommendations.   A friend's grandson, CJ, was born on April 21, 2025.  So, let’s start building his future education fund!  No time to waste! CJ’s Education Funds Total deposits = $65,700.  Depending on the average return rate, CJ could have between $ 99,000.00 and $130,000.00 for education or other expenses. Building CJ’s Financial Literacy  CJ's Sketch When old enough, involve CJ in contributing to his savings and ...

Read More