WHEN THE U. S. HAS A COUGH THE REST OF THE WORLD CATCHES A COLD – WHAT HAPPENS WHEN CHINA HAS A CORONAVIRUS?

CORONAVIRUS is creating uncertainty. Because of this uncertainty, now is not the time for NEW investors to invest in individual company stocks.

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THE “RULE OF 72” – YES YOU NEED IT!

        Have you heard of the “Rule of 72”?  This simple rule helps your HARD-EARNED MONEY grow!  The “Rule of 72” approximates how many years it ...

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SHOULD YOU PAY OFF DEBT OR SAVE AND INVEST?

      RULE # 1:   If your debt interest rate is higher than your targeted investment return, than prioritize paying off debt.  Place your money where ...

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KEEP IT SIMPLE STUPID {KISS} – THE S&P 500 ETF INDEX

Warren Buffett with an estimated net-worth of ~$90 billion is considered the world’s best stock investor Mr.  Buffett stated, “the S&P 500 ETF index fund ...

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MOST OF YOU HAVE HEARD OF JUSTIN BIEBER – BUT WHO IS KEN FRAIZER?

To become a successful lifelong learner, make a commitment to expand your horizons by making room for new topics of inspiration in your life. Read ...

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THE ROTH IRA IS SO GOOD THE FEDS MADE A MISTAKE!

I consider the Roth IRA one of the best available financial and investment tools. Saving in a Roth IRA early was one of my best decisions!

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HAPPY HOLIDAYS TO YOU

With only a few days till Christmas, my letter to Santa wishes for health and happiness for my family, friends and readers. I appreciate you following ...

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DOES IT MATTER THAT 73 PERCENT OF BLACK BABIES ARE BORN TO SINGLE MOMS?

Too many black fathers, are missing from too many lives and too many homes. They have abandoned their responsibilities, acting like boys instead of men. ...

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DO BLACKS LAG WHITES IN FINDING GOOD JOBS AND BUILDING WEALTH IN 2019?

You have to decide how you’re going to show up in life,” she said. “I’ve used some of my differences as a way to stand ...

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