YOU NEED A NEW AGENT- NOW!!

Do you believe Queen Elizabeth II, { Elizabeth II, by the Grace of God, of the United Kingdom of Great Britain and Northern Ireland and of her other realms and territories Queen, Head of the Commonwealth, Defender of the Faith} deserves more pay than her husband, Philip, Prince Consort?  Imagine trying to put the Queen’s formal title on a business card.  With a title like that, I side with the Queen!  {And anyway ...

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FOUR STEPS TO ACHIEVE FINANCIAL FREEDOM BY BECOMING DEBT FREE!

For the past two weeks I have talked about the importance of eliminating debt. It is past time to get started. I did it and you can too. If you are in debt and do not believe you can take control then don’t waste your time reading this blog. But if you want to get out of debt and create debt free financial freedom - KEEP READING! Below four steps ...

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GOOD VERSUS BIG, BAD and UGLY DEBT!

Last week I wrote about debt. Majority of people during their journey to wealth will use and manage debt. But some debt is simply BIG, BAD and UGLY. Too many Americans are deeply in debt, and taking no steps to come out. MY INTRODUCTION TO CREDIT CARD DEBT After college, the easiest credit card to obtain was Sears. I needed to build my credit, so I applied and received the Sears Credit ...

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GOOD VERSUS BIG BAD AND UGLY DEBT!

Last week I wrote about debt. Majority of people during their journey to wealth will use and manage debt. But some debt is simply BIG BAD and UGLY. Too many Americans are deeply in debt, and taking no steps to come out. MY INTRODUCTION TO CREDIT CARD DEBT After college, the easiest credit card to obtain was Sears. I needed to build my credit, so I applied and ...

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The Three Little Pigs Are BROKE!

As a child, I loved the story of the three little pigs.  But just imagine if the Three Little Pigs had a debt problem.  To be fair, sometimes we have no choice but to acquire debt: medical emergencies, loss of a job, school loans, etc.  But we must avoid choosing debt to fulfill “wants”.  If there is no emergency, and you simply have a “want”- pause for a few days ...

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WARREN BUFFETT MAKES $9 BILLION ON APPLE – HOW ABOUT YOU?

BERKSHIRE HATHAWAY MADE BELOW APPLE STOCK PURCHASES • March 2016: Purchased 9.8 million shares • June 2016: 5.4 million shares • December 2016: 42.2 million shares • March 2017: 72 million shares • June 2017: 1 million shares • September 2017: 3.9 million shares • December 2017: 31 million shares Today, I believe Warren Buffett and staff know more about Apple than its Board of Directors (BODs).  Unfortunately, that is not saying much.  As most BOD’s add little value to shareholders.  So who is responsible ...

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BUYING EQUITIES ON SALE!

So you are thinking about buying a new car?  Year-end sales are coming in a few weeks and the car manufacturers will discount thousands of dollars and offer zero interest.  Do you buy at today’s full price or wait?  Personally, I wait for sale prices for clothes, electronics, vehicles, equities, etc.  The stock market gives you sale prices when the market corrects and drops a few percentage points.  This is ...

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My Journey to Becoming a Millionaire.

My journey started when I was about 12.  I was lucky to have two smart and wonderful parents.  Mom taught me the value of savings and compound interest (future blog).  Dad taught me the value of hard work and self-improvement. I remember the day we drove to the bank and opened a savings account.  I was excited because I always enjoyed saving money!!  Mom deposited some money, I think about $25.  And I ...

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